General Chat

[Odin]

Ladbrokes seem to have lost the plot with my account. I'm a regular but small stakes punter - £20 is a large bet for me on racing and I have only rarely gone above that on football. They sent me a message a couple of days ago to say that my limits have been reviewed. My monthly loss limit is now £5k and my annual deposit cap is £100k :tongue-new:

They say "Taking above limits into consideration, you can currently deposit up to 5,245 GBP". They have never asked me for any information about my finances (if they did I would tell them to feck off). I also have an account with Coral but I'm less active with them so have no idea what triggered this.

Has anyone else had a similar odd experience? This seems completely mental given the experience others have had with affordability checks.

EDIT - same offer from Coral!!

Got the same, think it's very reasonable tbh.

I'll never get over 5k in a month - could even argue that 2.5k (approximately the median wage in the UK) is a worthwhile loss level. Either of those figures is how affordability should be done - not the bullshit lose £125 in a month and we'll check if you can afford it that is being thrown about - imagine being checked if you could afford a £125 mobile phone....

 

[Ice]

Ladbrokes seem to have lost the plot with my account. I'm a regular but small stakes punter - £20 is a large bet for me on racing and I have only rarely gone above that on football. They sent me a message a couple of days ago to say that my limits have been reviewed. My monthly loss limit is now £5k and my annual deposit cap is £100k :tongue-new:

They say "Taking above limits into consideration, you can currently deposit up to 5,245 GBP". They have never asked me for any information about my finances (if they did I would tell them to feck off). I also have an account with Coral but I'm less active with them so have no idea what triggered this.

Has anyone else had a similar odd experience? This seems completely mental given the experience others have had with affordability checks.

EDIT - same offer from Coral!!

I've had the same email also. Rarely use Ladbrokes either.

 

[Lostinleith]

Got the same, think it's very reasonable tbh.

I'll never get over 5k in a month - could even argue that 2.5k (approximately the median wage in the UK) is a worthwhile loss level. Either of those figures is how affordability should be done - not the bullshit lose £125 in a month and we'll check if you can afford it that is being thrown about - imagine being checked if you could afford a £125 mobile phone....

Don't get me wrong, I'm perfectly happy with this. I'll never get within miles of these limits. I am also very much against the affordability checks proposals. At some point in the next few months I'll be trading in our car for a newer model. That will involve spending several grand and I don't expect anything over than a polite enquiry about my earnings where I could make up a figure if I wanted to. The thing that baffles me is that this is totally out of kilter with the affordability check proposals from earlier in the year. My gut feel is that someone will complain to the Gambling Commission about this and Ladbrokes/Coral will get a kicking for doing this as the GC view will be that they are encouraging people to gamble more.

Affordability checks: everything you need to know from the Gambling Commission's consultation | Racing Post​

 

[Yosser]

Going report for next week's Betfair. It has been foggy and soggy all week bar a couple of days. Was raining when i went to the gym at 3am and only stopped about an hour ago. Showers forecast for tomorrow and persistent rain forecast for Monday so those wanting soft in the description, i think it's highly likely now.

 

[Wayward Lad]

Going report for next week's Betfair. It has been foggy and soggy all week bar a couple of days. Was raining when i went to the gym at 3am and only stopped about an hour ago. Showers forecast for tomorrow and persistent rain forecast for Monday so those wanting soft in the description, i think it's highly likely now.

3am ! Man is committed …….or should be !:excitement:

 

[Yosser]

3am ! Man is committed …….or should be !:excitement:

:excitement: :excitement: 6 days a week.

I am used to it now. Works in well with being able to use anything i like in the gym and having time before work. It's heaving any time after 5.30am so just drag my carcass up earlier. I am in beast mode at the minute, it might be a 7 day week this week :excitement::excitement: i will decide after the darts later

 

[Ice]

:excitement: :excitement: 6 days a week.

I am used to it now. Works in well with being able to use anything i like in the gym and having time before work. It's heaving any time after 5.30am so just drag my carcass up earlier. I am in beast mode at the minute, it might be a 7 day week this week :excitement::excitement: i will decide after the darts later

I could never get along with early morning training, still half asleep and would end up putting more weight on one side of the bar or picking up two different size dumbbells and wondering why i felt weak on one side !

 

[Yosser]

I could never get along with early morning training, still half asleep and would end up putting more weight on one side of the bar or picking up two different size dumbbells and wondering why i felt weak on one side !

:beguiled::beguiled::beguiled: Cold water on the face, pre-workout drink or creatine before you leave and straight into a heavy lift soon peps you up. I make Mondays a quick session, upper chest and triceps and you are out in 30-40 mins and makes you want to continue through the week

 

[Ice]

:beguiled::beguiled::beguiled: Cold water on the face, pre-workout drink or creatine before you leave and straight into a heavy lift soon peps you up. I make Mondays a quick session, upper chest and triceps and you are out in 30-40 mins and makes you want to continue through the week

Monday....international chest day ! :biggrin-new: i had a shed built and kitted out during covid, used to get pissed off with not being able to get on stuff at the gym so ive got no excuses not to train now, only problem is no spotter !

 

[Yosser]

Monday....international chest day ! :biggrin-new: i had a shed built and kitted out during covid, used to get pissed off with not being able to get on stuff at the gym so ive got no excuses not to train now, only problem is no spotter !

Exactly the reason i go when i do. I have the place basically to myself. I only use barbells for squatting, rowing and some curling. Any heavy presses i use dumbbells. Better for balance too, stops you cheating on your stronger side :friendly_wink:

 

[Ice]

Exactly the reason i go when i do. I have the place basically to myself. I only use barbells for squatting, rowing and some curling. Any heavy presses i use dumbbells. Better for balance too, stops you cheating on your stronger side :friendly_wink:

I mix up barbell and dumbbell chest presses, if i do flat barbell I do dumbbell incline and vice versa. When i started my 6am training experiment i couldn't believe how many people were in at that time, i did it to beat the crowds but lots of others had that same idea !

 

[BigChaang]

Ladbrokes seem to have lost the plot with my account. I'm a regular but small stakes punter - £20 is a large bet for me on racing and I have only rarely gone above that on football. They sent me a message a couple of days ago to say that my limits have been reviewed. My monthly loss limit is now £5k and my annual deposit cap is £100k :tongue-new:

They say "Taking above limits into consideration, you can currently deposit up to 5,245 GBP". They have never asked me for any information about my finances (if they did I would tell them to feck off). I also have an account with Coral but I'm less active with them so have no idea what triggered this.

Has anyone else had a similar odd experience? This seems completely mental given the experience others have had with affordability checks.

EDIT - same offer from Coral!!

I got the exact same message from Corals on wednesday.

 

[BigChaang]

Going report for next week's Betfair. It has been foggy and soggy all week bar a couple of days. Was raining when i went to the gym at 3am and only stopped about an hour ago. Showers forecast for tomorrow and persistent rain forecast for Monday so those wanting soft in the description, i think it's highly likely now.

Happy to hear that Yosser .. As long as the Heavy snow stay's away .. :livid: ...it'll be Fine and dandy !! .

 

[Yosser]

It was forecast for Monday but it changed yesterday. The hot and cold fronts are meeting further away now. Says we might get 1cm on Tuesday but i could fart that off so all looks good for now. Will keep an eye on towards the end of the week. It's certainly forecast some frost later on.

 

[Faugheen_Machine]

Going report for next week's Betfair. It has been foggy and soggy all week bar a couple of days. Was raining when i went to the gym at 3am and only stopped about an hour ago. Showers forecast for tomorrow and persistent rain forecast for Monday so those wanting soft in the description, i think it's highly likely now.

That's mental. Serious dedication so fair play. What time do you go to bed?! I thought I was up early at 4.30am!

 

[Yosser]

That's mental. Serious dedication so fair play. What time do you go to bed?! I thought I was up early at 4.30am!

:glee: Usually around 9-10pm. Never been a big sleeper anyway. Should really be getting 8 hours in for recovery but i don't think i would even if i didn't set an alarm. i am not in work this weekend so i will go and then probably get a couple of hours on the couch when i get home. The bachelor life eh....:glee: I am 40 in March so decided to try and be in the best condition i have ever been. They say life begins at 40 so we will see. I am actually creating a blog about it, doing the pictures etc, it's more a mental health type of blog though but incorporates diet, training and positive thinking etc so all ties into itself, so if it is all successful i will publish it.

 

[Wayward Lad]

:glee: Usually around 9-10pm. Never been a big sleeper anyway. Should really be getting 8 hours in for recovery but i don't think i would even if i didn't set an alarm. i am not in work this weekend so i will go and then probably get a couple of hours on the couch when i get home. The bachelor life eh....:glee: I am 40 in March so decided to try and be in the best condition i have ever been. They say life begins at 40 so we will see. I am actually creating a blog about it, doing the pictures etc, it's more a mental health type of blog though but incorporates diet, training and positive thinking etc so all ties into itself, so if it is all successful i will publish it.

Blimey with all that and the amount of time studying horse form, then it’s a wonder you manage to have any time for work ! :welcoming:

 

[Yosser]

Blimey with all that and the amount of time studying horse form, then it’s a wonder you manage to have any time for work ! :welcoming:

I work 12 hour days, 6-6 :emmersed: and then work on a business i have set up at home after work, i am on the go about 18 hours a day but all be worth it at some point next year

 

[Odin]

Don't get me wrong, I'm perfectly happy with this. I'll never get within miles of these limits. I am also very much against the affordability checks proposals. At some point in the next few months I'll be trading in our car for a newer model. That will involve spending several grand and I don't expect anything over than a polite enquiry about my earnings where I could make up a figure if I wanted to. The thing that baffles me is that this is totally out of kilter with the affordability check proposals from earlier in the year. My gut feel is that someone will complain to the Gambling Commission about this and Ladbrokes/Coral will get a kicking for doing this as the GC view will be that they are encouraging people to gamble more.

Affordability checks: everything you need to know from the Gambling Commission's consultation | Racing Post​

Yes, sorry didn't mean to imply you didn't like the "restriction" - was a more general comment about how something like a 2.5-5k loss limit, or even something more generic around speed of bets placed, particularly losing ones would be much more appropriate for finding "problem" gamblers if anyone really cared. Hope you're wrong about the complaints but I doubt it unfortunately. Crazy, crazy world we live in...

 

[Craigy14]

The man who could stop a train David Jennings at it again :glee: seems a great bloke but by god he’s an awful tipster.

Burdett Road went the long way and still won. Seems to have improved I’d say, very good run that as a 4 year old.